It’s normal to stumble over pricing details when it comes to getting hearing aids as part of your hearing loss treatment. That’s because hearing aids can come at a high cost which causes many people to look for cheaper options or drop the idea altogether. What’s important to know is that there are multiple sources for getting financial help with your hearing aids. It can also be helpful to know what to expect from your insurance coverage during your hearing health care plan. Here’s what to know as you discuss your options with your Doctor of Audiology.
Does insurance cover hearing aids?
Hearing aids themselves are not usually covered by most medical insurance policies. However, it’s more common to find coverage for associated costs like hearing tests and fittings for hearing aids. Sometimes, insurance providers also give partial coverage toward hearing aids or even offer separate optional plans for hearing health costs. In some cases, insurance policies provide a designated amount toward the purchase of hearing aids to offset the cost or may require that you purchase from a designated provider in order to get discounts or an allowance deducted from your cost. Each plan will be different however, so we encourage each patient to check with their provider.
What questions should I ask when I call?
When you call your insurance provider to find out about your coverage options, it can be helpful to ask some of the following questions:
- Does my plan offer any benefits for hearing aids?
- Are there specific providers in my area that I need to purchase through?
- If my plan offers an allowance, will I be reimbursed, or can the provider bill my plan directly?
- Are there limits on models or brands?
- Is my coverage dependent on a specific degree of hearing loss or other stipulations?
These questions can help you learn the ins and outs of how to maximize your benefits for hearing aid coverage and hearing health care costs. During your appointment with our team, we can help you navigate your benefits.
Are there other options for affording hearing aids?
Yes! Outside of insurance coverage, there are many different organizations that can help you afford hearing aids which usually vary by state— our team can walk you through your best options during your appointment. Additionally, you can finance your hearing aids with programs like CareCredit® to create a payment plan that works with your budget. If you feel like hearing aids are out of your budget, it’s important to talk with our team to find the option that works best for you. Hearing aids are an integral part of treatment for hearing loss, so it’s worth exploring your payment options!
Schedule an Appointment
Hearing aids are more affordable than you think when you have the right support from your Doctor of Audiology. To learn more about hearing aids and how to fit them into your budget, we invite you to contact our Livingston office by calling or filling out our online form.